Portfolio Management


Globally Diversified

Managing risk through broad diversification across global equity, fixed income and real estate markets 


Managed for Tax Efficiency

Strategic selection and placement of investments to help improve the tax efficiency of the portfolio 


Designed to Support Your Plan

Tailoring the risk and return profile of your portfolio to align with your risk tolerance level, your timeline and to improve your odds of reaching your goals 

Find out more

The Investment Design Process


Identify the parameters

Using the financial planning process, risk questionnaires, conversations, and your preferences to identify the desired characteristics of your portfolio.  

Designate asset class targets

Identify the desired mix of stock market, bond market, real estate and cash exposure to best support (and stay within) the design parameters

Enhance the portfolio structure

Refine the portfolio allocation within each of the broad asset categories.   The allocation among large, medium, and small companies,  and between investment styles like ‘value’ and ‘growth’ are important factors.  In the fixed income markets,  credit quality, average weighted maturity, duration , and inflation protection must be considered.  Weighting between domestic and foreign investments play an important role in how your portfolio performs

Allocate investment categories for tax efficiency

Assign investment categories among brokerage (taxable), tax deferred accounts (traditional IRA, company retirement plan, other tax advantaged accounts), and Roth IRA to help mitigate current and future erosion to income taxes

Select investments for the portfolio

Identify securities  - typically institutional mutual funds, exchange traded funds, and cash equivalents -  to implement the investment plan.   Emphasis is placed on cost structure, relative performance versus peer group, consistency in asset class representation, and other factors